Tips and Strategies

Baccarat Strategy : Punto Banco Tableau

January 10, 2015
Baccarat Strategy 1

Baccarat is the most popular casino game, as we’re sure you’ve heard it many times already. Still, this fact is not surprising in the least, given that baccarat is both entertaining and profitable. On top of it, game rules are so easy that even a beginner will be able to learn them promptly. Baccarat strategy is, in short, an enjoyable experience above all. Two hands are dealt in baccarat: banker and player. Sometimes they are simply referred to these as hand 1 and hand 2. You get to choose the hand you wish to place a bet on, and the outcomes are three: player, banker, and tie. There are several baccarat strategy variants, the most popular of which include punto banco, baccarat chemin de fer, and baccarat banque. The great majority of UK and US casinos offer only punto banco, usually referred to simply as “baccarat”.

Punto Banco Drawing Rules

Punto (player) banco (banker) is a game of luck with fixed drawing rules (called tableau). The game may be played with 4, 6, or 8 decks. Two cards per hand are dealt face up, and the hand concludes when the banker or the player have a total of eight or nine. If neither happens, the tableau is used.

Punto Banco Player Tableau:

If player has a total of 0 to 5, the third card is drawn. If player has a total of 6 or 7, they stand.

Punto Banco Banker Tableau:

If player has only two cards, only banker’s hand is considered. The tableau is applied as explained above. If player has three cards, the rules are, as follows:

– Player got a 2 or 3: banker draws with 0 – 4 and stands with 5 – 7;
– Player got a 4 or 5: banker draws with 0 – 5 and stands with 6 – 7;
– Player got a 6 or 7: banker draws with 0 – 6 and stands with 7;
– Player got an 8: banker draws with 0 – 2 and stands with 3 – 7;
– Player got an Ace, 9, 10: banker draws with 0 – 3 and stands with 4 – 7.

In land-based casinos, the croupier announces the winner. Paying even money (minus a 5% commission to the house) is the usual practice for player bets, and paying 95% – for banker bets. If the value of both hands is the same, it’s a tie (paid at 8 to 1 odds).

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